Greetings Sifu Waller: I like your Xmas views.

 Margot & I decided no presents for each other this year.

 Well that is not strictly correct. I give Margot $210, she gives me $210.

 We then pool the $420 & send it to India where a Tibetan Buddhist Monk's father will have an operation and regain his sight.

 I think I am starting to get that Christmas feeling again.

 All the best Sifu Waller to you & yours

 Cheerio, Ron B.