Many retired people say this. Who is it pitched at? Younger people? Other retirees? It sounds somewhat implausible doesn't it? Consider what is being said. Retiring is to cease work.
By contrast, a younger person must work to financially support a mortgage/rent, pay for children's education/upbringing, a car etc. They have no choice but to work.
The retiree usually does have a choice. And they have chosen to fill they days with activities. Pretending to be at the mercy of fate is simply a transparent ploy intended to convey significance.
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